Payment methods
Payment links for the art market
A payment link lets a business request payment from a buyer who is not physically present, without building a checkout. For the art market, it is often the practical route for a collector who has agreed a purchase by email or phone.
How a payment link works
The business generates a secure link for a specific amount and reference. The buyer opens it, authenticates with their bank or card issuer and pays. The transaction is treated as card-not-present.
Commercial considerations
- Card-not-present transactions are usually priced differently to card-present
- Commercial and international cards can carry additional cost
- Strong customer authentication may apply and can affect completion
- Provider transaction limits and underwriting may apply to large amounts
- Chargeback exposure differs from an in-person, authenticated sale
When a link is a good fit
Payment links suit agreed sales with a known buyer where speed and confirmation matter more than cost, and where the value sits within the provider's supported range. Above a certain value, an account-to-account route may warrant comparison.
Common questions
Answers
- Is a payment link secure?
- Links issued by a regulated payment provider carry the provider's own authentication and security controls. BlueIxia does not issue or process payments itself.
- Is there a limit on payment links?
- Limits are set by the provider and depend on the merchant profile and underwriting. They should be confirmed before a high-value sale is agreed.